2011, ISBN: 9783640997879

Master's Thesis from the year 2011 in the subject Politics - International Politics - Region: Middle- and South America, grade: 5.75/6.00, University of Geneva (GRADUATE INSTITUTE OF INTE… mais…

Master's Thesis from the year 2011 in the subject Politics - International Politics - Region: Middle- and South America, grade: 5.75/6.00, University of Geneva (GRADUATE INSTITUTE OF INTERNATIONAL AND DEVELOPMENT STUDIES ), course: Overindebtedness in microfinance, language: English, abstract: Originally celebrated as a poverty alleviation tool which is financially sustainable, microfinance is experiencing worrying developments, such as deterioration of loan portfolios, growing commercialization and increasing public criticism due to exaggerated profits. Overindebtedness is one of the most worrying trends, as it has negative effects on the loan beneficiaries and in the same time it threatens the very existence of the sector. This field research analyses from an empirical perspective the causes and effects of overindebtedness in the specific case of the clientele of Financiera CREAR Arequipa S.A. in Lima Norte, Peru. It was found that overindebtedness is generated by a mix of causes related to the increased competition between microfinance institutions and to the specific behaviours of clients confronted with an abundant credit offer. This produces a series of effects at institutional and client levels, which can be described as institutional cannibalization, client forced-feeding, desperate borrowing and loan bicycling. Buch (dtsch.) Cosmin Olteanu Taschenbuch, GRIN, 14.09.2011, GRIN, 2011<

2011, ISBN: 3640997875

[EAN: 9783640997879], Neubuch, [PU: GRIN Verlag], CROSS INDEBTEDNESS COMMERCIALIZATION POLITIKWISSENSCHAFT VERGLEICHENDE UND INTERNATIONALE, Dieser Artikel ist ein Print on Demand Artikel… mais…

[EAN: 9783640997879], Neubuch, [PU: GRIN Verlag], CROSS INDEBTEDNESS COMMERCIALIZATION POLITIKWISSENSCHAFT VERGLEICHENDE UND INTERNATIONALE, Dieser Artikel ist ein Print on Demand Artikel und wird nach Ihrer Bestellung für Sie gedruckt. Master\\ s Thesis from the year 2011 in the subject Politics - International Politics - Region: Middle- and South America, grade: 5.75/6.00, University of Geneva, Books<

2011, ISBN: 3640997875

3. Auflage Kartoniert / Broschiert cross indebtedness; Commercialization, mit Schutzumschlag neu, [PU:GRIN Verlag]

2011, ISBN: 3640997875

3. Auflage Kartoniert / Broschiert crossindebtedness; Commercialization, mit Schutzumschlag 11, [PU:GRIN Verlag]